Navigating Your Financial Growth With Experience & Insightful Solutions.
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Who We Are
Finacle is an industry leader in digital banking solutions. We partner with emerging and established financial institutions to inspire better banking. Our cloud-native solution suite and SaaS services help banks to engage, innovate, operate, and transform better.
We are a business unit of CGB Solutions Systems, a wholly-owned product subsidiary of Infosys - a global technology leader with over USD 15 billion in annual revenues.
We are differentiated by our functionally-rich solution suite, composable architecture, culture, and entrepreneurial spirit of a start-up. We are also known for an impeccable track record of helping financial institutions of all sizes drive digital transformation at speed and scale.
Today, financial institutions in more than 100 countries rely on Finacle to help more than a billion people and millions of businesses to save, pay, borrow, and invest better.
What We Offer
Finacle solutions address the core banking, lending, digital engagement, payments, cash management, wealth management, treasury, analytics, AI and blockchain requirements of financial institutions
Finacle solutions support various modern and traditional customer engagement channels, enterprise capabilities, line of business components, and business segments, such as Retail, Wealth, Islamic, Business, and Corporate banking.
Finacle’s componentized structure allows banks to deploy and upgrade solutions flexibly as per their business priorities. Our comprehensive and versatile suite powers truly digital transformation for financial institutions of all types – traditional or emerging, global or regional, omnichannel or digital-only.
Digital Corporate Banking
Cash Management Suite
Virtual Accounts Management
Corporate Banking Suite
Cash Management Suite
Virtual Accounts Management
Cash Management Suite
Virtual Accounts Management
Digital Business Engines
Lending
Payments Suite
Core Banking solution
Lending
Payments Suite
Core Banking solution
Lending
Payments Suite
Digital Engagement Suite
Mobile Banking
Mobile Teller
Digital Engagement Hub
Mobile Banking
Mobile Teller
Digital Engagement Hub
Mobile Banking
Mobile Teller
Finacle Solutions
Finacle Core Banking Solution
Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power your banks' digital transformation.
finacle cash management suite
Finacle Cash Management is a comprehensive solution suite built on an advanced architecture.
finacle corporate banking suite
Banks in over 100 countries rely on Finacle's industry-leading solution suite to fast-forward their digital transformation agenda.
finacle digital engagement suite
The Finacle Digital Engagement Suite is an advanced omnichannel solution that helps banks - onboard, sell, service and engage - retail, small business and corporate customers.
finacle for digital - only propositions
Finacle Mobile Banking solution combines outstanding functionalities with a well-designed user experience to promote financial well-being among retail and corporate customers.
finacle digital engagement hub
The core promise of the Finacle Digital Engagement Hub is to enable banks to drive deeper customer engagements, openness and agility for innovation-led growth, and digital operational excellence.
Orchestrating Digital Transformations in Banking
Company Overview
Wipro Limited is a leading technology services and consulting company focused on building innovative solutions that address clients' most complex digital transformation needs. With over 250,000 employees and business partners across 66 countries, Wipro delivers on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. Wipro's Finacle expertise is centered around:
- Consulting & advisory
- Implementation and support of core banking & surround applications
- End-to-end turnkey engagements across applications & infrastructure
Digital Transformation of Indian Co-operative Banks
Wipro led the end-to-end digital transformation and implementation of Finacle Core Banking and allied applications at multiple Co-operative Banks in India. Key client benefits include:
- Reduction in overall TCO by5-3% as result of this amalgamation & digital transformation exercise
- Ability to offer innovative pricing mechanism (flexible pricing structure for CASA & Lending products) in a few hours improving customer stickiness, better product proposition and improving overall product profitability
- Turnaround time for Gold loan process reduced from weeks to minutes
Wipro and Finacle
Wipro and Finacle have two decades of strong partnership in implementing Finacle Core Banking Solutions. Highlights include:
- Dedicated Finacle COE with+ technical and functional resources
- Expertise in Finacle.x and1.x versions implementation, support and customizations
- Customization, integration and quick resolution capabilities
- Robust testing methodology in core banking implementations along with test case repository across the lifecycle of different products and processes within Finacle
- Accelerators across upgrades, automation and data migration - key reusable components in the areas of customer convenience, operations and regulatory and compliance e.g., Locker modules, KYC customizations
- Wipro's proprietary BIAB (Bank-In-A-Box) solution has helped fast-track the overall implementation process by5-2% and has helped significantly reduce overall timelines for critical phases such as DRG, BPD, Testing & ST/SIT
- Finacle comes with extensive Open API repository. Wipro, with its deep digital capabilities and strong fintech partner eco system, leverages these APIs to bring agility and co-innovation to deliver superior results for our customers
Why use Finacle for businesses?
Finacle is a global banking solution by Infosys that offers a wide range of banking services including core banking, online banking, mobile banking, payments, treasury, origination, liquidity management, and wealth management services. It's designed to help banks and financial institutions transform their business, increase efficiency, and improve customer service. For your business, this means access to state-of-the-art digital banking solutions, faster transaction processing, and enhanced customer experience.
Finacle supports digital transformation by providing a robust, agile, and comprehensive suite of solutions that enable banks to deliver innovative services and a seamless customer experience. It offers advanced analytics, AI-driven insights, and an open banking ecosystem that facilitates easy integration with new fintech applications and services. This ensures your business stays ahead in the competitive digital landscape, offering modern, efficient, and personalized banking services to your customers.
Yes, Finacle is highly scalable and can cater to the needs of various sizes of financial institutions, from small and medium-sized banks to large multinational corporations. Its modular design allows for flexible implementation, enabling businesses to select and customize the solutions they need to meet their specific requirements. Whether your business is experiencing rapid growth or looking to expand its service offerings, Finacle's scalable platform ensures that your banking operations can grow and evolve without constraints.
Security is a top priority in Finacle, which incorporates advanced security measures and complies with international security standards to protect against threats and fraud. It includes features such as multi-factor authentication, encryption, secure APIs, and continuous monitoring of banking operations to ensure data integrity and confidentiality. With Finacle, businesses can assure their customers that their financial transactions and personal information are safe and secure.
Finacle provides comprehensive support and maintenance services to ensure smooth and efficient banking operations. This includes 24/7 technical support, regular updates, and enhancements to keep up with the latest technological advancements and regulatory requirements. Additionally, Finacle offers training and consultancy services to help businesses maximize the use of the platform and ensure that their staff is well-equipped to deliver excellent customer service.
